Certified Accounts
Bank On Certified Accounts Are…

These accounts do not allow overdraft or non sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost

Certified accounts are $5 or less per month, with no unpredictable fees.

Certified accounts always allow free deposits, free withdrawals, and free bill payments.

Bank On certified accounts are available in Rochester

Banks and credit unions across Rochester offer low-cost, low-fee transaction accounts that are certified as meeting the Bank On National Account Standards.

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A key challenge facing people has been a lack of safe and appropriate banking products offered by mainstream financial institutions, particularly those without overdraft protection. Nearly 36 million adults across the country rely on costly alternative financial services-like cash checkers, payday lenders, and pawn shops-for routine financial transactions.

A basic banking account is an essential first step in participating in the financial mainstream, depositing your paycheck safely, paying bills effectively, accessing and building credit, and saving for emergencies and the future.

Bank On Rochester can help you get a secure, affordable checking account that works for you. We recommend that you take time to compare accounts and reach out to one of our partners or the financial institutions themselves. We also host workshops to help you make an informed decision.